The South African government is looking at launching a housing bank to provide loans to public sector employees, and the “gap market” people who earn too much to get RDP houses and too little to get mortgages from banks. The housing bank plans were revealed by the country’s finance minister Enoch Godongwana, who said that the government is also exploring the possibility of creating a fully-fledged state bank via the South African Post Office, which might merge with African Bank.